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Scotiabank won't process my PSLOC loan request because my proof of enrollment says that I'm a part-time student


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  • Law Student

Last year financial difficulties stemming from only relying on OSAP made things difficult. The cost of living, especially rent has increased since last year.  I've improved my credit a lot and I should be able to qualify for a PSLOC loan. The problem is Scotiabank will not process the request because my transcript says I'm a part-time student. I have a reduced credit load because I have a perminant disability. I qualify as a full- time student for OSAP and other programs through the university that require full time enrollment. It seems wrong to deny someone a loan because of a permanent disability... but I digress... Anyways, I was wondering if anyone else has dealt with this situation and how they got around it, or/and if any other banks have a different policy. 


Edited by lawandordermaker
Confusing word choice.
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erin otoole
  • Lawyer

The disability office at your school should be the go to for stuff like this. You aren't likely the first student to be in this position. At Windsor (I'm not sure wher you go) the disability office was a wealth of information and institutional knowledge, I'm sure there's a way around this fork in the road. 

Please don't panic, but instead rely on the resources available to you. Good luck and report back how things go. 

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